Main Office:
44670 Ann Arbor Road
Suite 170
Plymouth, MI 48170
(734) 459-0062
(734) 459-5313 fax
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Macomb Office:
75 N. Main St.
Suite 300
Mt. Clemens, MI 48043
(586) 465-1330
(586) 493-9453 fax
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In Alliance with
By appointment at:
Lansing Office:
124 W Allegan St
Suite 100
Lansing, MI 48933
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Detroit Office:
One Woodward Avenue
Suite 1550
Detroit, MI 48226
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Grand Rapids Office:
125 Ottawa Avenue NW
Suite 153
Grand Rapids, MI 49503
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Insurance Duties & Disputes
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An
association’s governing documents will usually require
it to carry a variety of types of insurance coverage.
While the reasons for carrying property and liability
coverages might be relatively obvious, thorny questions
can arise as to the need for (and required levels of)
other types of coverage, such as workers compensation
and crime/fidelity insurance.
In
regard to attached condominiums, the board must take
special care to assess the level of property coverage
required by the condominium’s bylaws, which, in
Michigan, can range anywhere from “bare walls” to “all
in” coverage. An association’s failure to properly
insure the condominium can result in undesirable
coverage “gaps” or even catastrophic uninsured losses.
Our
firm’s attorneys have extensive experience in counseling
condominium and HOA Boards regarding the unique
insurance issues that they typically face, including the
resolution of casualty/water losses and insurance
coverage disputes, as well as subrogation matters. Where
such issues require the direct involvement of insurance
professionals, our firm has contacts and extensive
experience in working with many of the insurance
companies and agencies that provide coverage to
condominiums and HOA’s in Michigan.
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DISCLAIMER
Zelmanski, Danner & Fioritto, PLLC Law Firm and
its areas of practice.
This website is not intended to be a source of
legal advice.
Results obtained depend on the facts of each
case.
Similar results may not be obtained in your
case.
Visitors to this website should not act upon any
information contained in this website and
without first seeking the advice of legal
counsel licensed in their state. We do not
guarantee or warrant the information contained
in this website.
No action related to transmission, reading, or
submission of information by, from, or to this
website, or to the law firm of Zelmanski, Danner
& Fioritto, PLLC, via this website will create a
contract for representation by the law firm of
Zelmanski, Danner & Fioritto, PLLC. A contract
of representation with the law firm of
Zelmanski, Danner & Fioritto, PLLC, can only be
created after consultation with our attorneys,
and your signature on our standard contract.
Zelmanski, Danner & Fioritto, PLLC, attorneys
make every effort to respond to email inquiries
or case information submissions as promptly as
possible. However, due to depositions, court
appearances, trial calls, meetings, and other
absences from the office, we cannot guarantee
that they will always be able to timely respond
to your questions. If you have a time sensitive
inquiry, please call us at 1-734-459-0062.
We encourage the use of e-mail by our existing
clients and potential clients. However, the
sending of e-mail does not create an
attorney-client relationship. In the absence of
an attorney-client relationship, e-mail messages
are not treated as confidential by our firm.
Non-clients are cautioned against sending
initial e-mails that go beyond general inquiries
about our firm and the services we provide. No
one should send us confidential information by
e-mail unless authorized by one of our
attorneys. To avoid computer viruses,
attachments to email received in our office will
not be opened and will be deleted if the source
is not recognized. |
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